Financial Options
Private Funds
Many families use personal savings, pensions, Social Security benefits, or proceeds from a home sale, including savings accounts, stocks, 401(k)s, or IRAs. A financial advisor can provide personalized guidance based on your situation.
Long-Term Care Insurance
LTC insurance can help cover assisted living, memory care, and more. Heavenly Care offers a complimentary benefit analysis to review your policy and understand exactly what coverage is available to you.
Veterans Aid
Qualified veterans and surviving spouses may be eligible for benefits that help pay for senior care. Contact a Veterans Pension Benefit representative or visit the VA website for detailed guidance.
Life Insurance
Some life insurance policies allow the cash value to help pay for long-term care. A financial advisor can help you explore whether this option fits your needs.